Credit Card Fee

1. Interest, Usage Fee and Other Fees

2. Minimum Payment Rate

3. Cash Advance Fee

• 3% of cash withdrawal (Excluded VAT)

4. Interest Free Period

• Maximum 52 days start from date of transaction conclusion (in case of full amount payment) but not include in case of cash advance.

5. Fee by card type (baht per annum)

6. Payment Channel

7. Return Cheque Fee

• None

8. Card Replacement/Lost/Damage Fee

• 200 baht per time

9. Statement Re-issue Fee

• None

10. Request Fee for a copy of sales slip

• None

11. PIN Re-issue Fee

• 200 baht per time

12. Request Fee for Transaction Investigation

• None

13. Collection Expense

• (Applicable when the outstanding balance is over 1,000 Baht only)
• - Overdue for 1 billing cycle : 50 Baht per debt collection cycle
• - Overdue for more than 1 billing cycle : 100 Baht per debt collection cycle

14. Currency Conversion Risk Fee

Maximum 2.5% of mean exchange rate quoted by Card Association whereas AEON is a member.

Remarks:
• In case the cardholder uses credit card for payment of goods, services and/or cash advance overseas, the cardholder may be charged for fees, service fees or any other expenses from business operators and/or service providers overseas such as fees for using cash withdrawal machine or ATM overseas, etc.
• In case the cardholder uses credit card for payment of goods, services and/or cash advance overseas in which the currency is not in Thai Baht, the amount and associated fees will be converted into Thai Baht by using the middle foreign exchange rate as stated by credit card network in which AEON Thana Sinsap is a member at the date of the transaction settlement.
• If the stated transaction and fees are not in United States Dollar then the amount will be converted into United States Dollar before being converted to Thai Baht.
• The cardholder can refer to the conversion rate from the website as provided :
  VISA: http://usa.visa.com/personal/card-benefits/travel/exchange-rate-calculator.jsp
  MasterCard: http://www.mastercard.com/global/currencyconversion/index.html
  JCB: http://www.jcb.jp/rate/usd.html
  UnionPay: http://unionpayintl.com/cardholderServ/serviceCenter/rate
• The above fees are exclusive of VAT.